/* Travel Insurance Starter Styles */
* { box-sizing: border-box; }
:root {
  --bg: #0b1220;
  --bg-soft: #0f172a;
  --surface: #0b1220;
  --text: #e5e7eb;
  --muted: #a5b4fc;
  --accent: #60a5fa;
  --accent-2: #34d399;
  --card: #111827;
  --border: #1f2937;
  --maxw: 1120px;
}
html, body { margin: 0; padding: 0; background: var(--bg); color: var(--text); font: 16px/1.6 system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, Noto Sans, "Helvetica Neue", Arial, "Apple Color Emoji", "Segoe UI Emoji"; }
a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }
.container { max-width: var(--maxw); margin: 0 auto; padding: 0 18px; }
.header { background: linear-gradient(180deg, #0b1220 0%, #0b1220f0 100%); position: sticky; top: 0; z-index: 50; border-bottom: 1px solid var(--border); }
.nav { display: flex; align-items: center; justify-content: space-between; padding: 16px 0; gap: 12px; }
.brand { font-weight: 800; letter-spacing: .4px; font-size: 20px; color: #fff; }
.nav a { margin: 0 10px; color: #cbd5e1; }
.nav a.active { color: #fff; font-weight: 700; }
.hero { padding: 48px 0 28px; display: grid; grid-template-columns: 1.2fr 1fr; gap: 28px; align-items: center; }
@media (max-width: 920px){ .hero{ grid-template-columns: 1fr; } }
h1 { font-size: 40px; line-height: 1.15; margin: 0 0 12px; }
h2 { font-size: 26px; margin: 28px 0 10px; }
h3 { font-size: 20px; margin: 18px 0 10px; }
.lead { font-size: 18px; color: #cbd5e1; }
.cta-row { margin-top: 18px; display: flex; flex-wrap: wrap; gap: 12px; }
.button { display: inline-block; padding: 10px 16px; border-radius: 10px; border: 1px solid var(--border); background: #111827; color: #fff; font-weight: 600; }
.button.primary { background: linear-gradient(90deg, #60a5fa, #34d399); color: #0b1220; }
.grid { display: grid; gap: 18px; grid-template-columns: repeat(3, 1fr); }
@media (max-width: 920px){ .grid{ grid-template-columns: 1fr; } }
.card { background: var(--card); border: 1px solid var(--border); border-radius: 14px; padding: 18px; }
.card h3 { margin-top: 0; }
.table-wrap { overflow-x: auto; border: 1px solid var(--border); border-radius: 12px; }
table { width: 100%; border-collapse: collapse; min-width: 720px; }
th, td { text-align: left; padding: 12px 14px; border-bottom: 1px solid var(--border); }
th { background: #0f172a; }
.badge { display: inline-block; padding: 2px 8px; border-radius: 999px; font-size: 12px; color: #0b1220; background: #60a5fa; font-weight: 700; }
.breadcrumb { font-size: 14px; color: #94a3b8; margin: 10px 0 14px; }
.breadcrumb a { color: #94a3b8; }
.footer { border-top: 1px solid var(--border); margin-top: 40px; }
.footer-inner { padding: 24px 0; display: grid; gap: 18px; grid-template-columns: 2fr 1fr 1fr 1fr; }
@media (max-width: 920px){ .footer-inner{ grid-template-columns: 1fr 1fr; } }
small { color: #94a3b8; }
.notice { background: #0f172a; border: 1px dashed var(--border); padding: 12px 14px; border-radius: 10px; color: #cbd5e1; }
input, select, textarea { background: #0b1220; border: 1px solid var(--border); color: #e5e7eb; padding: 10px 12px; border-radius: 10px; width: 100%; }
label { display: block; margin-top: 10px; }
.form-row { display: grid; gap: 12px; grid-template-columns: 1fr 1fr; }
@media (max-width: 920px){ .form-row{ grid-template-columns: 1fr; } }
.kicker { letter-spacing: .08em; text-transform: uppercase; color: var(--muted); font-weight: 700; font-size: 12px; }
.meta { color: #94a3b8; font-size: 14px; }
.list-check { list-style: none; padding-left: 0; }
.list-check li::before { content: "✔"; display: inline-block; margin-right: 8px; color: #34d399; }
.alert { background: #291312; border: 1px solid #7f1d1d; padding: 10px 12px; border-radius: 10px; color: #fecaca; }