Do I Need Travel Insurance
Insurance is about transferring risk. Use this quick framework to decide if buying a policy makes sense for your next trip.
Consider Your Trip Cost
If you have large non refundable costs—like tours or villa rentals—cancellation coverage can protect your investment.
Consider Destination Risks
Medical costs vary dramatically around the world. Evacuation from remote areas can be expensive. If your primary health plan will not cover you abroad, a travel medical policy is prudent.
Consider Your Tolerance
If unexpected bills would derail your budget, insurance may provide peace of mind at a reasonable price.