How to File a Claim

Document everything from day one. Keep receipts, medical notes, and proof of delays or cancellations.

  1. Notify the assistance number listed on your policy as soon as practical.
  2. Collect documents: medical notes, invoices, police reports, carrier delay statements.
  3. Complete claim forms accurately and keep copies.
  4. Submit within the stated deadline and track your claim number.

Appeals

If a claim is denied, review the exact clause cited. Provide additional context, ask for a supervisor review, and escalate per the provider’s process.