How to File a Claim
Document everything from day one. Keep receipts, medical notes, and proof of delays or cancellations.
- Notify the assistance number listed on your policy as soon as practical.
- Collect documents: medical notes, invoices, police reports, carrier delay statements.
- Complete claim forms accurately and keep copies.
- Submit within the stated deadline and track your claim number.
Appeals
If a claim is denied, review the exact clause cited. Provide additional context, ask for a supervisor review, and escalate per the provider’s process.