Covered reason first
A cancellation claim starts with the exact reason for canceling. Read the policy list and definitions before assuming the event qualifies.
How much trip cost is at risk
Calculate prepaid nonrefundable expenses and subtract supplier refunds or credits that reduce the loss.
Medical and non-medical proof
Illness may require provider documentation; other reasons may require carrier, employer, court, weather or other records.
CFAR is different
Optional Cancel for Any Reason coverage, when offered, has separate timing, eligibility and reimbursement rules.
Mitigate the loss
Cancel affected bookings promptly when appropriate and keep written refund or credit records.