Site standards

Editorial Policy

How My Travel Cover approaches travel-insurance research, changing policy facts, sources and corrections.

Reviewed 2026-08-11. Educational guide, not a quote or benefit approval.

What this site is for

My Travel Cover publishes educational travel-insurance guides that help travelers compare policy wording, prepare questions, organize documents, and identify which details should be verified with an insurer, licensed professional, regulator, or official travel authority.

The site does not sell insurance, bind coverage, adjust claims, provide medical advice, or decide whether a claim is payable.

Source hierarchy

  • Primary and official sources: policy certificates, insurer plan documents, state insurance regulators, NAIC consumer resources, government travel and health guidance.
  • Provider sources: used to identify current plan families, assistance channels, claim paths, and documents that travelers should verify.
  • Secondary sources: used for context when they add useful comparison structure, not as a substitute for the policy certificate.

Facts that require extra caution

Benefit limits, premiums, eligibility, waiting or purchase windows, exclusions, state availability, underwriters, and destination requirements can change. Pages avoid presenting a current number as universal unless it is tied to an identified current source.

Corrections and updates

If you find a broken source, outdated policy reference, or factual problem, send the page URL and the issue to [email protected]. Material corrections should be reflected on the affected page.

Commercial independence

Editorial content is not presented as a personalized recommendation or a paid ranking. Any future commercial relationship must be disclosed where it could affect how a reader interprets a page.