Worksheet
| Item | What to record | Your notes |
|---|---|---|
| Existing health plan | Coverage abroad and claim process | Notes |
| Travel medical limit | Maximum and covered expenses | Notes |
| Deductible / cost sharing | Amount and how it applies | Notes |
| Primary or secondary | Whether another insurer must be billed first | Notes |
| Provider access | Network, direct billing or reimbursement | Notes |
| Evacuation | Medical necessity and assistance coordination | Notes |
| Prescriptions | Supply and documentation | Notes |
| Pre-existing conditions | Definition and any waiver conditions | Notes |
Before you rely on the checklist
- ☐ Save the emergency assistance number.
- ☐ Carry a copy of the policy certificate.
- ☐ Know how to obtain a claim form.
- ☐ Keep medical invoices and provider notes.