Worksheet
| Item | What to record | Your notes |
|---|---|---|
| Policy / form | Exact plan name and certificate | Notes |
| Underwriter | Company responsible for the insurance benefit | Notes |
| Cancellation | Covered reasons and insured trip cost | Notes |
| Medical | Limit, deductible, primary/secondary wording | Notes |
| Evacuation | Eligibility and assistance coordination | Notes |
| Delay | Waiting period and eligible expenses | Notes |
| Baggage | Total limit, item limits and exclusions | Notes |
| Pre-existing conditions | Definition and waiver conditions | Notes |
| Claims | Submission channel and required proof | Notes |
| Assistance | Emergency contact and availability | Notes |
Before you rely on the checklist
- ☐ Compare the same trip cost and travelers.
- ☐ Open the certificate before relying on a quote summary.
- ☐ Note state-specific availability.
- ☐ Record optional benefits separately from base coverage.