Inventory every nonrefundable booking
Cruises, tours, villas, premium airfare and packages can create a large insured trip cost.
Check the cancellation maximum
Confirm the policy can insure the amount you expect to protect.
Consider supplier risk and refunds
Know what airlines, cruise lines and tour operators would refund before calculating the insurance loss.
Keep proof from the start
High-cost claims need organized booking contracts, invoices and payment records.