Trip cost
Prepaid nonrefundable trip cost can affect cancellation-related pricing because it changes the amount at risk.
Traveler age
Age can affect pricing and plan availability, especially when medical coverage is substantial.
Trip length and destination
Longer trips and destination-related medical or assistance risk can change the product and quote.
Benefit design
Medical limits, evacuation, deductibles, cancellation scope and optional benefits can change price.
Compare fairly
Use identical trip inputs and optional benefits across providers before calling one quote cheaper.