Plain-English meaning
A benefit for certain accidental death or serious injury events during a covered trip.
In a travel insurance policy, the exact meaning of accidental death and dismemberment depends on the certificate language. Use the definition as a starting point.
Why travelers should care
Small policy words can affect cancellation benefits, medical claims, reimbursement, deadlines, and exclusions.
- Look for the term in the definitions section.
- Check whether it appears in exclusions or conditions.
- Ask before purchase if the wording is unclear.
Related documents
Trip receipts, carrier notices, medical records, the certificate, and claim letters can all affect how this term applies.
- Save the current certificate.
- Keep proof of payment.
- Ask claim questions in writing when possible.
Related Reading
Reference Sources
Use public insurance and travel resources, then read the policy certificate before relying on any benefit.