Getting to the ship
Compare delay and missed-connection rules, especially if flights are booked separately from the cruise or arrive on embarkation day.
Medical care at sea and in port
Check emergency medical and evacuation benefits, assistance coordination, payment expectations and whether your regular health coverage works outside the United States.
Cruise interruption
Read how the policy handles an early return, missed cruise days, additional transportation and unused prepaid arrangements after a covered event.
Weather and supplier issues
Separate travel-insurance covered reasons from a cruise line’s own refund, credit or itinerary-change policies.