Check existing health coverage abroad
Medicare generally has limited coverage outside the United States, subject to specific exceptions. Confirm your own health plan before relying on it overseas.
Medical-history language
Review pre-existing-condition definitions, lookback wording and any waiver conditions before buying.
Evacuation and assistance
Remote destinations, cruises and long flights can make transport and assistance benefits important.
Trip cost and age
Premiums and availability can vary with traveler age, trip cost and plan design. Compare the same inputs across quotes.