Official starting point
IMG official travel-insurance site
Use the official site to identify the current plan name, policy certificate, state-specific form, underwriter, assistance channel and claim instructions. Product names and benefits can change.
Product category
Do not compare a travel-medical product with a comprehensive trip-protection plan as if they protect the same risks.
Medical design
For medical-focused plans, compare policy maximum, deductible, provider access, evacuation and pre-existing-condition wording.
Trip protection
For trip-insurance products, compare prepaid trip-cost protection, delays, baggage and claim documentation.
Side-by-side worksheet
| Question | IMG | Other policy |
|---|---|---|
| Exact plan and policy form | ||
| Trip cancellation / interruption | ||
| Emergency medical / deductible | ||
| Medical evacuation | ||
| Delay / missed connection | ||
| Baggage / item limits | ||
| Pre-existing-condition wording | ||
| Claims and assistance |
Do not treat this as a rating
My Travel Cover does not assign a star score to IMG. Suitability depends on the traveler, trip, policy form, state of residence, benefit priorities and current quote.