Medical benefit
Compare emergency medical limit, deductible and provider-payment process.
Evacuation
Review who arranges transport and how medical necessity is determined.
Activities
If the itinerary includes a safari or other activity, verify the exact activity in the current policy rather than relying on a general 'adventure' label.
Long-haul disruption
Keep carrier statements and receipts for major delay or missed-connection claims.
Next step
Use the comparison guide and read the current policy certificate before relying on any benefit.